Being practical about it
Getting life insurance used to be quite a big deal at one time, but now there is such a simple procedure to get it that no one should ignore it. If you’d like there is even a no exam life insurance policy available, if the test is what you’re worried about. Having life insurance is just basic sense, it’s something that will work to your advantage, but you have to see it as a sort of investment that you never want to cash, but if you have to, then at least you’re well taken care of. Don’t be squeamish about it, it’s definitely worth getting, so get on with it.